This Desert Sun article takes a look at what $295,000, the median price for a Coachella Valley home for much of this year, can get you in the Coachella Valley.  At this price, with 20% down ($57,000), a 30 year mortgage at a 4% interest rate would result in a monthly payment of $1,572.  Interestingly, the median monthly HOA fees (typically covering things like recreation facilities, landscaping and security) in the Riverside-San Bernadino metro area are around $315. 

 A summary of the sampling of what $295,000 can buy you in the Coachella Valley right now:

  •  Coachella – A 2,642 sq ft, 4 bedroom, 3 bathroom home, built in 2006 and located on a cul de sac near the Indio-Coachella Valley border on a 6,534 sq ft lot.  Listed at $294,500, with no HOA fees.
  • Indio – A new 2,018 sq ft, 2 bedroom, 2 bathroom Indio Hills model  home (lot sizes vary) in K Hovnanaian’s Four Seasons community (55+) at Terra Lago in north Indio.  Listed from $229,343 to $348,990, depending on upgrades, with monthly HOA fees of $220.
  • La Quinta – A new 1,353 sq ft, 3 bedroom, 2 bathroom, 2 story condo  located on a roughly 3,500 sq ft lot in RJT Homes’ Codorniz community in south La Quinta.  Listed at $295,000, with monthly HOA fees of $285.
  • Sun City Palm Desert – A 1,527 sq ft, 2 bedroom, 1.75 bathroom home, built in 1995 and located on a 8,276 sq ft corner lot in the Sun City Palm Desert (55+) community in north Palm Desert.  Listed at $295,000, with monthly HOA fees of $241.
  • Palm Springs – A 1,198 sq ft, 2 bedroom, 2 bathroom, 2nd floor condo, with a remodeled kitchen and bathroom, located on fee land in the south Palm Springs Canyon Granada community.  Listed at $289,000, with monthly HOA fees of $380. 

 Article courtesy of The Desert Sun, written by Rosalie Murphy

 http://www.desertsun.com/story/money/real-estate/2015/08/06/price-point-can-buy-desert-today/31221575/